![]() This gave us a set amount of money to put toward this project which helped us know exactly how much we could tackle at once. With all the craziness of the housing market right now, our home had increased in value significantly so we decided to take advantage of that. This included a complete gut job in the kitchen, moving a wall in the kitchen, taking down a wall and filling in the step-down in the living room, scraping popcorn ceilings, and new paint and flooring throughout! We still have a few things to finish up but we can see the light at the end of the tunnel!Īlong with using savings from a previous home sale, we also decided to do a cash-out refinance because interest rates were in our favor last year. In this phase, we decided to tackle the kitchen, laundry room, dining room, and living area. Eventually, we’ll update the entire house, but we’re nearing the end of phase one now. My husband, Josh, and I bought this house at the beginning of the housing market craze in 2020 and although it didn’t check all of our boxes, the price was right and we knew we could put a bit of work into it to make it ours. Phase One of Terra’s Fixer Upper Phase one of Terra’s Fixer Upper project brought more light and loveliness into their living area. I had literally torn apart the old and designed and helped create something completely new. I had made a new home for me and my children. The night before I moved in, I went to the empty house to walk through it and I just wept with joy. I’d never had a chance to decorate a room or a home entirely myself. Every home I’ve bought in my life had been with my ex-husband. Toward the end of the project, what surprised me the most was my satisfaction. But I didn’t realize how tired I would get of having to make decisions! I was glad I had hired an interior designer, but wish I had let her do more of the day-to-day managing of the project. To be fair, I did take on a fairly large renovation for a first project. I initially was shocked how many tiny decisions there are in a renovation. What surprised you the most when it came to completing the project? Learn more about how to save for big projects in YNAB with a video from Hannah. The rest I brought from the old house to tide me over and replace one at a time once I knew what we needed. I also had a category for Furniture: bar stools, kitchen table and chairs were the big two I needed right away. ![]() Because of the timing, I took out a personal loan to do the renovations while I was still living in the old house, with a plan to pay it back after the family home was sold.Īny helpful/specific category groups you set up for this project? I chose this house because I could afford the monthly payments on my own salary after my divorce (I know this because my budget told me!). What did you do in order to budget for/save for/pay for this project? I also tore out all the carpet, had the wood flooring refinished, and re-painted the walls and trim in the entire house. I did a complete tear out of one and a half baths and two closets on the second floor, which became two full baths and then I added a primary closet. I gutted two closets on the first floor to transform them into a powder room and a pantry. I tore out the existing kitchen and dining room (and the semi-load bearing wall between the two), which became one big eat-in kitchen. I like to joke I gutted all the kitchens and bathrooms (and closets) -you know, the cheap parts of a house. What remodeling project did you undertake and why? YNAB’s Budgeting Tips & Before and After House Remodel Pics Kat’s New Old House Remodel Kat’s Kitchen went from cozy to chic. Check out some of our home improvement projects complete with budgeting tips and before and after house remodel pics below. And although that’s awesome, it also means that we spend a lot of time working in our living spaces and living in our working spaces, which allows for plenty of opportunity to envision our fixer upper fantasies…and several YNAB Team members have recently made theirs a reality. Here at YNAB, the whole team works from home. No commute? Amazing! Pets and babies interrupting meetings? Funny every single time! An “anything goes” dress code? Yes, I am wearing a button-up shirt with sweatpants and it looks quite nice, thank you. Working from home can be both a blessing and a curse.
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